Coverage That Matches the Life You’ve Built.
In today’s wealth landscape, P&C insurance is more than a safety net—it’s a safeguard for your legacy. Standard policies can fall short; you need coverage that matches the value and complexity of your assets.
Property & Casualty Insurance
In today’s wealth landscape, Property & Casualty insurance isn’t just a safety net—
it’s the infrastructure that protects everything you’ve built. Standard policies often cap valuables like jewelry, art, or collections at levels far below their true worth, while rebuilding costs for U.S. homes have risen more than 63% in the past decade† and liability claims are rising in both size and frequency¶. From homes that require specialized rebuild coverage, to collections and investments that outgrow standard policy limits, high-net-worth families face exposures that mass-market insurance simply wasn’t designed to handle. That’s why true protection isn’t about checking a box—it’s about strategy. At OneWealth, we design Property & Casualty solutions that evolve with your success, safeguard what you’ve built, and secure the legacy you want to leave behind.*
* Creative Planning, 2024 – “Property and Casualty Insurance for High-Net-Worth Families” (creativeplanning.com) - † Verisk, 2024 – U.S. Residential Reconstruction Cost Report (verisk.com)
¶ Wall Street Journal – Rising Liability Risks and Umbrella Coverage (wsj.com)
Tailored Coverage Maps to Your Lifestyle
Guaranteed replacement cost, custom liability, collectibles & vehicle protection
Simplified, High-Value Bundles
Combine home, auto, umbrella coverage seamlessly like a HNW package
Annual Coverage Strategy
We proactively review and adjust your policies as your assets and risks evolve